Showing posts with label Secrets of Saving. Show all posts
Showing posts with label Secrets of Saving. Show all posts

Sunday, March 6, 2011

Secrets of Saving: Stock Up Prices

You might remember reading my post about stockpiling ~ one of my main points was don't stockpile unless the price is right!  I wanted to give you a list of some of the "right prices" for stockpiling, but lo and behold, one of my favorite savings blogs, For the Mommas, has already done that!  Why mess with a good thing, right?  Instead of trying to do my own, I'm going to share her links with you.  Check them out!
Keep them in mind when you start stockpiling to save!


Don't forget to visit my other Secrets of Savings posts:
Have fun saving!

Tuesday, February 1, 2011

Secrets of Saving: Where to Find Coupons

Another snow (or in this case, ice) day!  The little kids are watching Sesame Street and the big kids (we are hosting two Chinese students for the week) are upstairs in their room resting away their jet lag.  Since I've already shared my favorite way to organize coupons, I thought maybe I should backtrack a little and give you ideas on where to get all those coupons!  Here are some of my favorite coupon sources:
  • The Sunday paper!  This is the obvious one.  My in-laws get us a subscription to our local Sunday paper every year as part of our Christmas gift.  I love it!  The region you live in will determine the coupon inserts you get, but typical ones are SmartSource and RedPlum, along with a P&G insert the first Sunday of each month.  If you choose to buy your paper each week, remember that on most holidays, there are no coupons included!
  • Online!  There are some great online sources for printable coupons, including http://www.couponmom.com/, http://www.smartsource.com/, and http://www.redplum.com/.  Not all stores accept printable coupons, and those that do accept them typically have some restrictions, so make sure you check your store's coupon policy before wasting all your paper and printer ink!
  • Magazines!  Lots of the "mom" magazines, like Better Homes & Gardens, Family Circle, etc.  will have some coupons.  The best magazine for coupons, by far, is All You.  In the last issue, there was over $80 worth of coupons.  This magazine can only be found at WalMart and by subscription.  Right now, there are some sweet deals at Amazon for this magazine - the best one being a 2-year subscription for $34 (free shipping). 

         This makes it $1.42/issue, but there is also a promotion happening:  this month, if you spend $20 in the Amazon Magazine store, you will receive a $10 promotion code via email within 10 days of your purchase!  Amazon prices sometimes change quickly, so if you are interested, grab this one while you can!
  • eBay!  Once in awhile, when there is a super good coupon (like the Electrasol one I talked about here) - when this is the case, you can buy larger amounts of this specific coupon on eBay.  I love this option, because I sell things on eBay, and just use the profits in my account to make my purchases.  If you prefer, there are also coupon clipping sites like http://www.thecouponclippers.com/.
  • Friends and Family!  If you have friends and family who don't coupon, maybe they will share theirs with you!  Or you could swap!
  • Directly from the Manufacturer!  If you contact your favorite companies (via email or phone) with a coupon request, they will often respond positively - many times with coupons for FREE items! 
  • With Free Samples!  There are many free samples available, and they often arrive with coupons. 
  • The Coupon Fairy!  I love this one :)  Sometimes people leave random coupons in the aisles of the grocery store.  A few days ago, I was able to get 3 packages of YoPlus yogurt for $1 each because of this.  Thanks, Coupon Fairy!
Looking for links to coupons and free samples?  My favorite savings blogs are For the Mommas and Hip2Save - also The Frugal Girls is amazing.  Check them out!

Do you have any other great ideas for finding coupons?  Leave them in the comments!

I linked this up to the Penny Pinching Party going on here!

Monday, January 24, 2011

Secrets of Saving: Coupon Organizing

After I posted about stockpiling, I received a few comments, e-mails, and facebook messages asking about more couponing tips.  Like I said, I have been out of the couponing groove for a few months now (hanging my head in shame).  I'm still couponing, just not the hard-core version.  The "hard-core" version is what I'm going to share with you today, and hopefully it will motivate me to get back to my A-game!

I have always been a saver and a couponer.  My problem was forgetting what coupons I had clipped or having them expire before I could use them.  I started carrying around one of these...
It's cheap, plastic, and can fit inside your purse nicely.  It has dividers that you can label, like I did here....
It helped a great deal, but I didn't like having to search for a coupon everytime I needed one.  I decided to go all out and start the binder method.  Note:  This is not for everyone.  It does take a little time each week.  You will receive weird looks.  Many of the weird looks will be from your husband, even if he is secretly impressed at your mad organizational and saving skills.
So, here's what you need:
A 3-ring binder, some dividers, and baseball card collecting pages (they have 9 pockets on each page).
I had a one inch binder but I may suggest using one that's a little bigger, because mine filled up pretty quickly.

Don't mind the dirty table, I took my binder outside for better lighting :)
Instead of buying dividers, I already had some manilla folders at home, so I used those.  I started by dividing my binder into different sections and then sub-sections for maximum organization!  The manila folders were labeled into the main sections, and then I used sticker labels to directly label the 9-pocket pages into the subsections.  Here's a picture that may help explain better than my wording!

You can see the main section is "Baking" and the sub-section is "Mixes."
Here's the list of my sections & sub-sections, but I suggest you organize them to better fit your shopping needs or your grocery store layout.
  • Baking
    • Ingredients
    • Mixes
  • Beverages
  • Canned
    • Fruits/Veggies
    • Sauces/Seasonings
  • Frozen
    • Fruits/Veggies
    • Ice Cream/Desserts
    • Meals
    • Sides
  • Grains
    • Cereal
    • Meal Kits
    • Pasta
  • Meats
  • Refrigerated
    • Yogurt
    • Other Dairy
  • Snacks
    • Sweets
    • Salty
  • Cleaning
    • Dishes
    • Laundry
    • Other Cleaners
  • Drug & Bath
    • Bath
    • Baby Misc.
    • Diapers/Wipes
    • Deoderant
    • Feminine
    • Makeup
    • Medicine
    • Shampoo/Hair
    • Toothpaste/Mouth
  • Paper Products
    • Bags/Containers
    • Foil/Saran/Etc
    • Paper Towels
    • Tissues
    • Toilet Paper
  • Store Coupons  (where I keep ExtraBucks, catalina coupons, etc)
    • CVS
    • Giant
Now, all you need to do is clip coupons and put them where they belong!  Yes, it does take a little extra time, but knowing exactly what I have and keeping what I have organized makes me much more likely to use the coupons and SAVE!

A few more helpful hints: 
  • "Like" coupons can share the same pocket.  Just keep the stack in order of the expiration date.
  • Make sure to keep the expiration dates easily visible.  This way you can take the coupons out as soon as they expire.
  • I keep all my "free product"  coupons in a separate envelope in the front pocket of my binder so I'm less likely to forget about them.
  • When I go grocery shopping, as soon as I have an item with a coupon, I put that coupon in an envelope.  That way when I'm standing at check-out, my coupons are all ready and I am not holding up the line.
  • Know your grocery store's coupon policy.  Many double coupons, but keep in mind it is often only the first "like" coupon.  (example:  If I buy two boxes of mac & cheese and have a 50 cent coupon for each of them, the first coupon will double to $1, but the second coupon will not). 
  • Take advantage of stacking coupons - most grocery stores will stack the manufacturer's coupon (the kind you get in the Sunday paper) with a catalina coupon (the kind that prints out at the register). 
  • When I only need a few things, my kids come with me.  When I need a lot, no thank you.  It's nearly impossible, even with typically well-behaved children. 
  • Be nice to the cashiers.  If you have a coupon for a free item, be sure to let them know or put it on the top of your stack so they don't have to search through your receipt at the end.  They will appreciate it.
I hope that helps - if you have any questions, just leave them in the comments.  I was going to add a paragraph on where to find coupons, but thought this post was long enough.  If that's something that would interest you, look for it sometime in the near future!

Linking up to the Penny Pinching Party here! and the homemaking linky here!

Thursday, January 13, 2011

Secrets of Saving: Stockpile

I love to save money.  It's a slight obsession/passion of mine.  There's a lot of reasons why I love to save money....
  • I want to be a good steward of what God has given me.
  • I want to be able to continue being a stay at home mom.
  • I like to be able to splurge once in awhile - go out to dinner or away for a weekend!
  • I like to save on the big things - money saved on the little things sometimes means we are able to put more down on our mortgage payment - which in the big picture, means it will be paid off sooner!
  • It's good to have some money saved and put away "just in case" of illness, job loss, etc.
  • Not gonna lie - it's the thrill of the hunt!  I get a rush when I know I saved money!
When I'm on my A-Game, which is obsessive couponing, watching sales, etc etc....I aim to spend about $40-$50 a week on groceries, which includes diapers and toiletries.  Lately, I have not been on my A-Game.  The couponing I was doing was definitely saving me money, but I just did not have the time to put into it.  I fell behind and now it's going to be a monumental task to catch up again.  I'm still doing pretty good on the weekly budget though, largely in part to my stockpile. 

I know some people will cringe at the mention of a stockpile, but before you judge, let me give you a list of stockpiling tips....then you can decide for yourselves if you think I'm a wacko. 
  • Only stockpile what you have room for.  The goal here is not to end up on a Hoarders episode.
  • Only stockpile what you will actually use in a reasonable amount of time.  I don't care if the flea & tick shampoo is 75% off....if you don't have a pet, don't buy it!!  Along with this...pay attention to expiration dates!  Some things are on sale for a reason!
  • Never pay full price to stockpile.  This is not brain surgery - if you pay full price just to have your stockpile, you aren't saving money!
  • Some good things to stockpile include pantry items you use all the time - for me those are things like chicken broth, diced tomatoes, etc.  I also love to stockpile toiletries - CVS is my main source for these - seems like almost every week you can get a free toothpaste, razor, or deoderant!  Cleaning supplies are another great thing to stockpile because they can get so expensive if you end up having to pay full price.  Thanks to my favorite savings website, For the Mommas, I stocked up on Purex laundry detergent last February, and I haven't had to buy laundry detergent since!!!  All I had to pay for were the coupons I bought on eBay.
  • Wondering what to do with your stockpile (besides USE it?)  Those items can make great gifts!  Give a bride-to-be or someone moving into a new house a big box of cleaning supplies!  You can also donate!  Did you buy that flea & tick shampoo because it was a great deal, get home and realize you don't have a dog?  Donate it to a local animal shelter!  Donate food to a food pantry, or toiletries to a local rescue mission!  There are always people in need, just look around!!
Want to see my latest stockpile purchase?  CVS is running a great deal on Finish Dishwasher Tabs & Gelpacs....normally they are priced at $6.89 (yikes!) - this week they are on sale for $3!  I bought some coupons on eBay (for a very little amount)...$2.25 off each box, making each box only 75 cents!  So, I bought 10 boxes for $7.50.  Each box has 20 tabs or gelpacs, so I won't have to buy dishwashing detergent for a very very long time.  To sweeten the deal, I also earned $10 in ExtraBucks for spending $20 on that particular brand (before coupons - I love CVS!)  So technically, they are paying me to do my dishes 200 times!
Even a picture of dishwashing detergent is made cuter with a baby in the background, right?
If you are a local, don't worry, I left some finish at CVS for you....but just in case they are all gone when you get there, don't worry, CVS has a GREAT rain check policy - they never expire!

PS - Another great thing to stockpile is toys, especially when you find them on clearance!  Great for gifts or donations!!!  See my previous post here for the toys I picked up during Target's after-Christmas clearance sales!

Linking up to the Penny Pinching Party here! and to the homemaking linky here!
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